Why Voluntary Benefits?

Voluntary benefits offer a wealth of advantages, including:

  • Pays a lump-sum cash benefit, which can be used however the insured sees fit
  • Helps close gaps in coverage, taking over where primary health insurance leaves off
  • Enhances existing coverage, giving insureds the opportunity to pursue additional options
  • Empowers insureds to seek the treatment they need, including clinical trials and experimental drug therapies
  • Gives insureds peace of mind, knowing they have the added coverage and cash benefit when faced with one of life’s most difficult moments
  • Voluntary benefits are generally employee-paid at affordable rates, with no direct impact to employer’s bottom line