Critical Illness insurance with Medical Care Support Services from Allstate Benefits provides financial support if an insured employee is diagnosed with a covered critical illness, and medical care support services from Medisys, a Canadian company with strong health system navigation expertise. Medisys provides one-on-one personalized support and case management from an RN Nurse Navigator to help make fully informed healthcare decisions. If insured employees choose to obtain a second opinion or treatment in the U.S., Medisys will connect them with staff at PinnacleCare, a U.S.-based health advisory service.
Here's How It Works: Employees choose benefits to protect themselves and their family members. Then, if diagnosed with a covered critical illness, they will receive a cash benefit based on the percentage payable for the condition. If they have a concern regarding a diagnosed or suspected critical illness, a Nurse Navigator can help address their concerns. Covered critical illnesses include: heart attack, stroke, major organ failure, kidney failure, carcinoma in situ, invasive cancer, advanced Alzheimer's disease, advanced Parkinson's disease, amyotrophic lateral sclerosis (ALS) and more – depending on which coverage is selected.
Cancer, heart disease and stroke are responsible for over 50% of the deaths in Canada.*
9 in 10 Canadians have at least one risk factor for cardiovascular disease.*
On average, 565 Canadians are diagnosed with cancer every day.**