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Our Critical Illness Product

Critical Illness insurance with Medical Care Support Services from Allstate Benefits provides financial support if an insured employee is diagnosed with a covered critical illness, and medical care support services from Medisys, a Canadian company with strong health system navigation expertise. Medisys provides one-on-one personalized support and case management from an RN Nurse Navigator to help make fully informed healthcare decisions. If insured employees choose to obtain a second opinion or treatment in the U.S., Medisys will connect them with staff at PinnacleCare, a U.S.-based health advisory service.

Here's How It Works: Employees choose benefits to protect themselves and their family members. Then, if diagnosed with a covered critical illness, they will receive a cash benefit based on the percentage payable for the condition. If they have a concern regarding a diagnosed or suspected critical illness, a Nurse Navigator can help address their concerns. Covered critical illnesses include: heart attack, stroke, major organ failure, kidney failure, carcinoma in situ, invasive cancer, advanced Alzheimer's disease, advanced Parkinson's disease, amyotrophic lateral sclerosis (ALS) and more – depending on which coverage is selected.

Why is Critical Illness coverage important?

Heart disease and stroke are covered by Critical Illness insurance.

Cancer, heart disease and stroke are responsible for over 50% of the deaths in Canada.*

Cardiovascular disease is covered by Critical Illness insurance.

9 in 10 Canadians have at least one risk factor for cardiovascular disease.*

Critical Illness coverage is essential.

On average, 565 Canadians are diagnosed with cancer every day.**

* CPHD Report on the health status of Canadians 2018 https://www.canada.ca/en/public-health/corporate/publications/chief-public-health-officer-reports-state-public-health-canada/2018-preventing-problematic-substance-use-youth.html
**Canadian Cancer Society - Cancer statistics at a glance. www.cancer.ca

Group Essential Critical Illness Insurance Brochure